Thursday, July 9, 2009

Day 4 of Low Carb Eating

First, the good news: I am down to 284 from 290 on the fourth morning of eating low carb.

The bad news?

Well, if having a summer cold, a herniated disc and no AC wasn't enough, my husband just told me that one of our credit card companies just raised our interest rate from 7% to 35% just because they can. Isn't that lovely? So, in addition to coming up with an extra $5,000 for our new AC unit, we have to come up with another $500 a month to compensate for the rate increase. I can't believe this is actually legal! Advanta is the company, but apparently they went under and some "other" company is now handling the accounts. My husband said that the representative barely spoke English, and that he just kept repeating the same thing over and over again. The government regulates everything- but who in the heck is regulating this! We are just a typical American family fighting hard to make ends meet, and this is what we get. We're moving!!!

Okay, rant over.

But, I can't tell you how delicious a plate of carbs sounds right about now. I think I will go take a nap instead.

FYI:
Apparently there is a new law signed by Obama that states that credit card companies cannot raise rates unless a consumer is OVER 60 days late for a payment. BUT, the law doesn't come into effect until February, so credit card companies are scrambling NOW to raise all the rates before they are no longer able to do so. B@stards. So, watch out!!!

4 comments:

Married to a med student - Marissa Nicole said...

Congrats on the progress! Regarding the credit card rate - that totally sucks and I know others going through it too - see if you can transfer your balance to another card (often times if you do that the new company will give you no interest for the first few months!)

carla said...

smiled at your post as when I was UBER LOW CARB Id fantasize about pasta they way I imagine men fantasize about sex.

(YeahISaidIt)

butterfly said...

I applaud you on staying strong and comitting to being carb-free.

I can't believe this credit card company can do that. Extremely unreasonable and greedy. This really angered me.

LMAO@ Miz. Totally tue!

Workout Princess said...

Stay strong!!!

Great blog by the way.